SR22 Auto Insurance
Reader’s Question:
What is SR22 and what is the difference between SR22 and a regular car insurance policy?
Mara
What is an SR22?
Thank you for asking Mara.
SR22 auto insurance itself is not necessarily anything special in the way that the insurance policy covers the car. The difference of the filing of the certificate for this insurance policy from an average auto owner buys is that of it being required or mandated to by the court or DMV insurance.
Some states consider the SR22 auto insurance as more than just a normal insurance. For example in Florida the SR22 auto insurance may include the bodily injury liability insurance in addition to the PIP and PD coverages which are the state minimum required insurance types. .
Who needs an SR22?
The SR22 form must be filed by an insurance provider to the state stating that the required car insurance is in effect and active on file. Typically, this specific car insurance is mandated for a certain period of time and if the individual cancels or terminates the insurance policy the state is notified and penalties are placed on the individual, likely a license revocation or suspension.
Free SR22 Insurance Quotes – just enter your zip code in the form above
Goodluck!
MariCAR
Washington SR22 Auto Insurance
Reader’s Question:
What happens if you get convicted of DUI? Will I be required to get SR22?
Arnold
Seattle WA
Motor vehicle accident is not something new in Washington. Everyday, more people become victims of this dreaded incident because of negligence or recklessness.
Some of us may have had one of those days when getting rowdy and getting drunk becomes an idea of fun. However, once you hit the road after partying, you can get into a lot of trouble. For one, you can be arrested for DUI.
This scenario is one of the onsets of accidents. Whatever part of Washington you are in, you can get into an automobile accident and cause a great inconvenience to your fellow driver.
When convicted for such offense, you will be required to carry around an SR22 Washington. The state may require you to have it for quite some time, depending on the magnitude of your offense.
This shouldn’t be too hard to obtain. You have the option to get it yourself or you can do it online. It may look like an added expense on your part but there are good companies out there who can help you obtain this piece of document at an affordable rate.
Any driver with offenses like driving without insurance or with suspended license will also be required of having an SR22 Washington. If you ask, why you need it? Well it is for you to continue driving unless, otherwise, you want your license to be suspended. Therefore, if you don’t want to lose your driving privilege, you would have to start filing for it.
SR22 Washington has requirements. One of which is to have an active Auto Insurance. Therefore, check with your state on what is needed. However, if you’re at a lost with the whole filing process, you can seek guidance from private firms who can even do the whole process for you.
