Automobile Insurance Lapse Ramapo, New York NY
Filed under: Free SR22 Quotes, Non owner SR22 insurance, Online SR-22 quotes, Sr-22 insurance, Sr22 Form, What is an SR22
Reader’s Question:
Hi I’m Diane from Ramapo, New York. Can anyone tell me what would happen if my insurance lapses? I have an out of the country trip next week and I may not have time to renew my insurance. Will I still be able to drive my car when I get back?
Diane
Ramapo, NY
Hi Diane. I strongly suggest you find the time to get on the phone with your automobile insurance company in Ramapo, New York. If your insurance is cancelled or lapses, it is the insurance companies’ responsibility to inform the Department of Motor Vehicle of this lapse. This would mean that you are no longer properly insured. You will also receive a notice from the DMV. The state will require you to respond within 10 days of receipt of this letter to show proof that you are still insured.
As you are not properly insured, your registration will be suspended for the same number of days that you are not insured properly. Actually, if you strictly follow the law, you should also surrender your license plates to avoid your registration being suspended or revoked. It will be more of a hassle trying to get this reinstated. If you get caught driving illegally, you may be required to get an SR-22. If you can’t pick up the phone right now, why don’t you go online and check out the websites that offer free quotes for automotive insurance? I see a lot out there these days and with a few clicks and keystrokes you will avoid a lot of inconvenience that could be brought about by a lapsed insurance policy.
