SR22 Car Insurance Houston Texas
Reader’s Question:
Hello, everyone. I’m Margaret and I’m here in Houston, TX. I’ve heard a lot about SR22. What is it? When do you need it? And how can one get rid of it?
Margaret
Houston, TX
As you know, Margaret, SR22 is not something motorists look forward to. SR22 is a certification requested by the state (Texas Department of Public Safety, in our case), so they can make sure that you have sufficient coverage and that you can financially take care of liabilities if you cause a vehicular accident.
SR22 is not insurance coverage. It is a certification that you have insurance coverage. The state is the one that requests SR-22. And if you are asked one, it basically means that the motor vehicle department is requiring you to get auto insurance and that the auto insurance company should inform the Department of Public Safety.
SR-22 is usually requested from people who have just figured in an accident or have just been convicted of a traffic offense. Even if you don’t own a car, you can still be required by the Department of Public Safety to provide SR22. You will have to contact a local auto insurance company here in Houston and ask them about non-owner SR-22. You are required to maintain the SR22 for 2 years beginning on the date of the accident or the date of the conviction or the rendering of the judgment. If your insurance is cancelled within the SR22 period, you will be prohibited from driving and your car registration will be suspended.
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