Sr-22 insurance what is it?
Reader’s Question:
Does an sr22 covers the owner of the car in terms of liability insurance?
Jim
Thank you for asking Jim.
SR-22 is a form which must be filed with the Department of Motor Vehicles by the insurance provider showing that car liability insurance is active for a certain individual. SR-22s guidelines varies from different state and the requirements in one state may be different or will not be applicable in another state. An SR-22 is not intended to be used by a vehicle owner to get liability coverage, other than that which is required on the car.
The SR-22 is not a type of insurance, rather it is proof that you or someone has certain types of insurance that is based upon the financial responsibility laws of your state.
SR-22 car insurance itself is not necessarily anything special in the way that the insurance policy covers the car. The filing of the form for this insurance policy however is required or mandated to by the court or DMV, and what sets it apart from regular insurance policies.
It depends upon your state’s SR-22 requirements on what insurance will be mandated this way.It will be normally at least the state required liability coverages. If this is the case then the vehicle owner will be covered in the same way which regular liability coverages cover them.
Goodluck!
MariCAR