SR22 Auto Insurance
Filed under: Free SR22 Quotes, Sr22 Form, What is an SR22
Reader’s Question:
What is the difference between the SR-22 and the regular car insurance policy?
Mara
Thank you for asking Mara.
SR22 auto insurance itself is not necessarily anything special in the way that the insurance policy covers the car. The difference of the filing of the certificate for this insurance policy from an average auto owner buys is that of it being required or mandated to by the court or DMV insurance.
Some states consider the SR22 auto insurance as more than just a normal insurance. For example in Florida the SR22 auto insurance may include the bodily injury liability insurance in addition to the PIP and PD coverages which are the state minimum required insurance types. .
The SR22 form must be filed by an insurance provider to the state stating that the required car insurance is in effect and active on file. Typically, this specific car insurance is mandated for a certain period of time and if the individual cancels or terminates the insurance policy the state is notified and penalties are placed on the individual, likely a license revocation or suspension.
Goodluck!
MariCAR