Young Driver Auto Insurance Reston Virginia VA

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Reader’s Question:

My son’s father and I are divorced, and his mother gave her old car to our son. When my son starts driving and if his father insures the vehicle, do I need to include him on my insurance policy in Reston, vA?

Jen

Reston, vA

Well, you will need to speak to your insurance provider in Reston, vA. Generally, most insurance providers want to know who lives in your household. From there most insurance providers will want you to either list that individual as either eligible to drive or excluded from driving. Someone listed on your car insurance policy as ‘eligible’ to drive, will be covered by your insurance provider to drive the car(s) on your auto insurance policy. If that individual is specifically ‘excluded,’ your insurance carrier will not provide coverage to that individual if s/he drives your car(s) listed on your insurance policy. If you ‘exclude’ your son from driving your car(s) on your insurance policy, your insurance provider may require you provide proof your son has his own policy in force.

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